Participating Lenders

These lenders are familiar with our program and are able to help you with new mortgages & refinancing.

Professional headshot of a smiling man in a black suit, white shirt, and purple tie against a plain background.

Joshua Henry

Movement Mortgage
2219 Rimland Dr., Ste 301
Bellingham, WA 98226
360-224-0841
movement.com

A woman with shoulder-length brown hair smiling, wearing earrings and a black top.

Nicole Walker

Evergreen Bank
913 Lakeway Dr.
Bellingham, WA 98225
360-672-5301
evergreenhomeloans.com

A smiling middle-aged woman with short gray hair, wearing glasses with thick frames, a patterned top, and a gold necklace, standing against a plain white wall.

Carla Lee

Capstone Home Loans
3400 188th St SW, Suite 101
Lynnwood, WA 98037
Office: 425-582-2420
Cell: 360-631-7999
capstonehomeloans.com

A blonde woman with long hair and blue eyes smiling against a gray background.

Cody S. Ellison

Banner Bank
301 E Fairhaven Ave.
Burlington, WA 98233
Office: 360-707-5907
Cell: 360-391-5577
bannerbank.com

Are you a lender that is interested in working with KulshanCLT?

We are always looking for new lenders to add to our referral list!  To work with us, your institution must first approve the use of our ground lease. We also prefer lenders trained and approved by the Washington State Housing Finance Commission (WSHFC.org) and those knowledgeable of the first-time homebuyer tax credit program (the MCC).  Our goal is to provide the most lending resources to our buyers and homeowners as possible.  Please contact Homeownership Program Director David Ellsworth-Keller to learn more.

“Kulshan is helping us own a home while I can still maintain a strong level of medical care that I need at this time in my life.”

— KulshanCLT Homeowner